As a certified financial planner I realize that not everyone would make an ideal client for me as not everyone meets my minimum of investible assets. I still put in about 20 hours per year of pro bono work for underserved communities. One big help in my being able to meet the needs of underserved communities is to go to where they are instead of expecting them to come to my office, so I bring my Lenovo Yoga laptop to show them basic financial concepts to help them get to the next level, whether it be getting out of debt, saving for an emergency fund, or putting a little into a retirement plan month by month and year by year. I have created a basic financial presentation that I can show to different groups and just give them the basic tools that very few of us were priviledged to learn. If I can help them get better I believe we will all be better off in the long run.